Debit & Credit

Debit & Credit

By Ivan Pavlov Pty Ltd

  • Category: Finance
  • Release Date: 2014-08-05
  • Current Version: 5.5
  • Adult Rating: 4+
  • File Size: 18.36 MB
  • Developer: Ivan Pavlov Pty Ltd
  • Compatibility: Android, iOS 14.0
Score: 4.7617
From 1,410 Ratings


If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Color Themes Eight color themes are available for selection in the app settings in case if you want to customize your experience. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at In case of any questions please don't hesitate to contact [email protected]



  • Great app

    By Kstonya2526
    I’m an accountant of a small company. I was needing a way to track all of my spending for the Company and my Personal accounts. I have tried other software and recently have been using spreadsheets to keep control of the expenses. With the updates I have found how to do everything from the website. I like that the company doesn’t have control of my information. I see that I can share the app on different devices which is nice since I travel a lot and need to know what the balances are in each account.
  • Give it a chance

    By frocco5
    I used to use YNAB until they raised their price beyond reasonable. This forced me to really look at debit & credit as my main money manager. I am really happy with this program and subscribed and now me and my wife share the experience.
  • The perfect app for me and my finances

    By QuentinViel
    I was using an another app before but their privacy policy was no longer for me (using my financial info) This app is very powerful but have a clean and simply look. Two things that i miss on this app and it will be wonderful if it can be implemented its to be able to get some icons for the categories and payee because for example when we got a lot of categories it can be really difficult to found the one directly. And last thing that i will live to see it’s in the reports an option to see a pie chart with the categories spending and income with the icons that i was mentioned before.
  • What I Was Looking For

    By TennZen
    This is exactly what I was looking for. I’ve tried many such apps and didn’t like any of them much. Love this one.
  • Very impressive!

    By Skabaknfk jx
    I am so impressed with this app!! It offers way more than I expected. It makes managing my money SO EASY. I am highly impressed with it’s capabilities. The reports, plans, budgets, transactions, even color scheme customization all make tracking spending simple and efficient.
  • Fantastic

    By drew.smith3131
    If this app ever goes away my finances will go down in flames! The look ahead and scheduled recurring payments are incredibly useful. App is very easy to use. My wife and I share to keep up with checking and savings accounts. It’s great.
  • Balanced

    By orphanedrecord
    Intuited app without the bloat of similar apps. Recommended!
  • Love it, but could improve

    By Kjerlandsen
    This is a fantastic app. I love the unlimited accounts. The extras, like budgeting, planning, and reports are awesome. Things I would change: Transactions: Adding the ability to split transactions to multiple categories and divide the funds. If I spend $100 at one store with $90 in groceries and $10 in pets, I currently have to create 2 transactions. Balances: I’d like to have the option of having the running balance show the uncleared balance, with the cleared balance on top. I’d also like to be able to change those options per account, so I can have one account with an uncleared balance and another with a cleared balance. Credit Accounts: I wish there was a way to input the interest rates on credit accounts and have it calculate any monthly fees. It would also be nice to change the option of viewing the available balance vs outstanding balance. It seems that one the account is created, this cannot be changed. Loan Accounts: An option for loan accounts would be beneficial. Again, with the option of adding the interest rate, so that I could see how much is going to principle and how much is going to interest. Overall, I like this app WAY more than Mint or Truebill.
  • Payee Account #’s

    By IronMountai
    I would have rated it a 5 Star if it had the capability to put account #’s with Payees for purposes of monthly bills.
  • Easy and Reliable

    By Hague2
    There are a few tweeks I would love, but I have been using this for several years and it does what I need it to do.