Pay Off Debt by Jackie Beck

Pay Off Debt by Jackie Beck

By Parallel Focus LLC

  • Category: Finance
  • Release Date: 2009-04-02
  • Current Version: 3.3.2
  • Adult Rating: 4+
  • File Size: 103.55 MB
  • Developer: Parallel Focus LLC
  • Compatibility: Android, iOS 8.0
Score: 4
From 1,033 Ratings


Whether you’re using the debt snowball method, a debt avalanche, or paying off debt in any order at all, the award-winning app Pay Off Debt by Jackie Beck helps keep you motivated and moving to debt freedom. Over 51,000 users can’t be wrong. As Susanebw said, “This app is so simple to use and very flexible. But the greatest thing is when I realized with the snowball method, I can be debt free in two years!” If you’re tired of money fights, working for the credit cards, and stressing out over expenses, Pay Off Debt can help you knock out your debts and change your life. You can go from uncertainty, stress, and worry to doing the things YOU want to do. Guilt free. I know, because my husband and I paid off over $147,000 and are now completely debt free. You can do the things that matter to you too. ▶ ABOUT PAY OFF DEBT: It’s different from the others -- not just because it's been around since 2009 and reached the #1 Financial app multiple times. It's different because you don't JUST get the app. You also get someone who is on your side; someone who wants to see you succeed and reach the FREEDOM that awaits. I have helpful articles at, offer free email tips, and reply to your questions and comments. I don't bombard you with ads, charge you monthly fees, or try to sell you loans or credit scores in the guise of helping the way some do. ▶ WITH PAY OFF DEBT YOU CAN: • Stay motivated by seeing your planned debt-free date and visualizing your progress. • Pay off debts using the order and method that works best for you • Compare & contrast how long it'd take to pay off your debt with different scenarios, and find out how much of a difference even a small extra payment might make. (You can make changes at any time.) • See exactly how far you’ve come by viewing the payment history for each debt. • Record payments several ways. For flexibility, you can record payments that are different from the regular minimum payment and record payments frequently. • Avoid worry. Pay Off Debt doesn’t connect to your accounts or move money around for you. Instead, you do the behaviors that will help you become debt free. • Have confidence. Pay Off Debt shows you amortization tables and a summary of your debt as a whole, and lets you make notes. It takes it all into account: interest rates, starting & current balances, your planned monthly payment, payment recorded dates, estimated time left, and even taxes & insurance (escrow) when adding a Mortgage/HELOC type debt. • Work together with your spouse and/or an accountability partner. (You can email your info to up to 4 emails and share your debt snowball across devices if you’re using the same Apple ID.) • Use additional features, like choosing the currency you want, password protection, etc. See for the full list. ▶ WHAT OTHERS SAY ABOUT THE APP: "The greatest thing since "Total Money Make Over". I absolutely love this app! It helps me stay motivated to keep that snowball rolling! AND instead of trying to come up with the words to explain it to my husband this app did it for me. He is 100% on board with dumping debt now!" -Steph "I just paid off my first debt thanks to this app! I swear being able to watch my % increase and my amount due decrease really helped me stick to the snowball plan. Just mailing monthly checks, and reading the statements isn’t as rewarding as this plan. Now paying off my debt feels better than shopping!" -Berryhappy "Unique way of knowing exactly what you owe and how much is left to pay. No other app does this as smooth and perfect as this one. Lots of different features and customer service is great!" - J_019 ▶ DOWNLOAD PAY OFF DEBT NOW & HEAD TO FINANCIAL FREEDOM! (If you have questions or ideas, please email me at



  • Debt Snowball!

    By Peach2255
    I really like this app; has snowball, customization of the payoff of your debts as well as a calculated debt free date. I have been using it for a while and I really enjoy how easy it is to use.
  • Great app

    By mjchap
    I love this app. It could use a few things, live landscape view, smaller text so it fits better on the screen, a graph would be great. Emergency fund at the top of bills list, option would be great. All in all it is the best I have found so far, i have downloaded lots of snowball apps, Best one so far, i really like it.
  • Syncing between devices

    By Paperchaser4life
    If you wanna sync data between devices good luck it's a good app but the syncing problem makes it crap. Better off with pen and paper
  • Simple and Effective!

    By lvcigarz
    We love this app. It is easy to set up, and it is easy to use. It gives us the motivation to keep sacrificing every month to watch our debt disappear.
  • Amazing

    By Neon Birdys
    I hardly ever go out of my way to write a review for an app but I had to make an exception for this app. Almost a year ago, I was looking at 10k in debt. Today I have paid off 3 of my 5 debts, with a little under 5k to go. While it's taken a lot of patience, changes in lifestyle and being wise with extra income, this app has also completed the puzzle. In the beginning, I was using an excel sheet that messed up constantly and didn't account for certain things. I found this app on a financial website and downloaded it immediately. It's worth the money, and I show it to anyone who will let me. It's very user friendly, gives you an estimated date you will pay off, and some days it feels more like a game rather than something scary (I challenge myself sometimes to make the pay off date sooner). The visuals and options are great. Even if I haven't made a payment, I check the app a couple times a week to remind myself how far I've come and to encourage myself to keep going. One day I will pay this off! Thank you so much Pay off Debt, you are helping me reach my goals!
  • Fabulous app

    By bittybenches
    As other reviewers have pointed out, this app is a basic, yet terrific app for tracking debt pay-off. It has certainly helped motivate me to pay off debt once and for all. Very intuitive and easy to use!
  • Love love love this app

    By Djday059
    It is so simple to use and so helpful. I don't have to worry about complicated things I just plug in the information plug and what I'm willing to put in extra and adapt it as I need to
  • Basic App

    By Awesome10101
    The app looks and functions as though it was made for iOS 3. Look elsewhere...
  • My All time favorite app

    By Shevy420
    I have never before been so motivated to pay off debt! This app makes it a WIN/ WIN!
  • Easy and useful!

    By Alice Dre
    Very easy app to use and get started. Motivated me to want to see my debt # decline.